2020-2021 CE Guidelines

澳博app的继续教育政策是其保持行业最高能力标准承诺的重要组成部分. 澳博app注册的财务顾问在两年的行政长官周期内完成60小时的行政长官课程,涵盖广泛的科目. (Your CE total may be prorated, depending on when you join 澳博app.)

每两年的行政周期从偶数年的1月1日开始,到下一年的12月31日结束.

For this 2020-2021 cycle only, 澳博app注册的财务顾问将不被要求在线报告他们在澳博app之外获得的消费支出. 提醒一下,你通过澳博app获得的任何CE都会自动添加到你的在线CE记录中. You can request a copy of this list of 澳博app courses from 澳博app-CEs@澳博app.org 并与你的非澳博app CEs一起评估它们,以确保你达到2020-2021年的CE要求.

Per policy, 从2022年1月开始,澳博app将对符合行政长官要求的3%的观众进行必要的审计. Audited members will need to provide proof of earned CEs.

CE how-to videos

Watch these quick videos about the 澳博app CE process:

Video 1A - CE requirements in your first 澳博app CE cycle

-- or --

视频1B -您的CE要求,如果您在后续的CE周期e

Plus:

Video 2 - How to enter your CEs

视频3 -从阅读/写作/演示活动中报告CEs

Video 4 - Audits, extensions, compliance

Frequently asked questions

我明白在我的第一个CE周期中,我有独特的CE要求. What are they?

What are my CE requirements after I’ve completed my first CE cycle?

What programs are acceptable for 澳博app CEs?

What are the 澳博app Core and Elective subject areas?

How do I input my 澳博app CEs and view my CE Summary Report?

How do I obtain a Certificate of Completion for a 澳博app program?

我需要保持什么记录,以防我的CEs被澳博app审计?

What if I’m having difficulty completing my CEs?

我明白在我的第一个CE周期中,我有独特的CE要求. What are they?

确保成员在第一个澳博app CE周期内进行广泛的持续教育工作, no more than 15 CE hours of the 60 required (see prorated totals, below) may be earned within any one Core Area subject, 任何一门选修科目的学时不得超过5小时. (See complete subject area list, ahead.)

1. A minimum of five approved CE hours is required in each of six Core Area subjects:

  • B - Insurance & Risk Management
  • C - Investments
  • D - Income Tax Planning
  • E - Retirement Planning & Employee Benefits
  • F - Estate Planning
  • J - Communications

2. A 2-CE approved course is required in Core Area subject:

  • G - Ethics of Financial Planning

这些要求和你的进度都显示在你的行政长官总结报告上. 60项CE要求的28个额外CE小时(见分配准则), below) may be earned in either Core or Elective Areas, up to their Subject Area maximums.

Prorated CE totals for new members. 对新成员的要求是根据他们的开始日期按比例分配的:

  • Jan.-June, 2020: 60 total CEs required; 5 CEs required in each of Six Core Area subjects, plus an approved 2-CE course in Ethics
  • July-Dec, 2020: 45 total CEs required; 4 CEs required in each of the Six Core Area subjects, plus an approved 2-CE course in Ethics
  • Jan.-June, 2021: 30 total CEs required; 3 CEs required in each of the Six Core Area subjects, plus an approved 2-CE course in Ethics
  • July-Dec, 2021: 15 total CEs required; 2 CEs required in each of the Six Core Area subjects, plus an approved 2-CE course in Ethics

What are my CE requirements after I’ve completed my first CE cycle?

所有澳博app注册的财务顾问,如果已完成至少一个行政长官报告周期(按比例或非按比例),必须在两年的行政长官报告周期内完成60项行政长官报告, with the option to report 58 CEs in any Core or Elective Area subject(s) with no CE minimums or maximums; at least 32 of these CEs must still come from approved sources. An approved 2-CE Ethics course also remains mandatory.

What programs are acceptable for 澳博app CEs?

The 60-CE program is based on the honor system. 您最终有责任决定您的CE活动代表的主题领域, 在以下指导方针中,您认为对您的继续专业教育合适和有价值的是:

  • 32个所需的核心区域小时(对于那些在他们的第一个行政长官报告周期的成员)显示在您的总结报告的第一个表格中. 他们必须来自于澳博app提供/接受的现场节目或录制/自学课程(书籍/期刊/杂志限制如下), CFP®, CFA, CPA, CLE, CLU, EA, ChFC, CIMA, CIMC, CPWA, CRPS, RICP, CDFA, AIF or state licensure.

如欲申请其他核心领域CEs课程,请将完整资料提交至 Heidi Tennant.

而成员在其后续的CE周期没有特定的核心领域要求, 他们的60个CEs中有32个仍然必须来自已批准来源的现场节目或录制/自学课程(书/期刊/杂志限制如下). 剩下的28个CEs要达到60个要求,可能来自更广泛的项目, and may include CEs from:

  • Reading (记录为学习类型“阅读”)-在剩下的28个核心/选修课小时中,总共有8小时可以通过阅读以下书籍/期刊获得:
  1. Each book counts as 1 credit hour, regardless of the number of pages. Include title, author and publisher in your reporting of book CEs.
  2. Each trade/professional magazine/journal counts as 1 credit hour if you pass the associated quiz. (这些出版物的标题中通常有“杂志”或“期刊”, and may be differentiated with month/year or issue/volume designations; they must have been published within the two-year CE cycle.)这并不包括您通过阅读课程内容来完成的在线自学课程, 比如税务更新课程,或者在像kitces这样的网站上被cfp接受的帖子.它可以被归类为“课堂/网络”的学习类型,而不是“阅读”.“如果你对是否应该归类为阅读性CE有疑问,请发邮件 tennanth@澳博app.org with a link to the source for a quick response.
  • Writing (记录为研究类型的“写作”)-剩下的28个核心/选修领域的CEs,总共8小时可以根据你所写的内容获得. 任何由独立第三方出版的文章或书籍将获得2个学分. Writing blogs, articles for company newsletters and websites, and legislative responses are not considered being “published.”
  • Teaching/presenting (记录为研究类型的“展示”)-其余28个核心/选修领域的CEs共8小时可通过展示消费者获得-, student- or advisor-oriented sessions, at 1 CE per each 50 minutes of instruction.
  • Pro bono service (记录为研究类型“公益性服务”)-其余28项核心/选修领域CEs课程,共4小时可免费提供, 为服务不足的人提供无附加条件的财务建议和规划, including low-income individuals and families, military personnel/veterans (see Building Homes for Heroes), and domestic violence survivors, as well as people affected by natural disasters, serious medical crises, or bankruptcy. 这项无偿服务必须由自愿的CFP专业人员或与之合作提供.

Other guidelines:

  • 与CFP®董事会一样,50分钟的参与时间有资格获得1个CE, 0.5 CEs earned for every subsequent 25 minutes of instruction.
  • Programs that are educational in nature are acceptable; sales presentations are not.
  • 工作时数必须在两年报告期内获得,并且不得转入下一个报告期内. 申请行政长官学分的行业刊物必须在报告期内出版.
  • 大学水平的财务规划课程计算的是学期学时数或CFP®CEs课程的学时数.

What are the 澳博app Core and Elective subject areas?

The 澳博app subject areas (click here for definitions) include:

Subject codes for Core Areas:

  • B - Insurance & Risk Management
  • C - Investments
  • D - Income Tax Planning
  • E - Retirement Planning
  • F - Estate Planning
  • G - Ethics
  • J - Communications

Subject codes of Elective Areas:

  • A - Financial Planning Process
  • H - Accounting, Cash Flow Mgmt. & Budgeting
  • I - Economic and Political Environment
  • K - Marketing and Practice Management
  • L - Strategic Thinking
  • M - Technology

How do I input my 澳博app CEs and view my CE Summary Report?

Credits are posted to your 澳博app online CE record in two ways:

  • 澳博app上传您参加澳博app活动或教育项目获得的学分.
  • 您必须为澳博app以外的所有其他学分输入信息, listing courses individually. (Entry waived for the 2020-2021 澳博app CE cycle only, but the CE requirement must still be met.)

To enter CEs, log into the website and visit the My Account page. Click on CE in the top menu bar. 在这里,您可以查看和打印在任何指定时间段内张贴的学分报告, 以及报告通过“添加CE Credits”按钮在澳博app之外获得的CEs:

Enter each session individually and completely, 有足够的信息满足CE审核(你输入的CE信息与你提交的出席证明文件相符吗?). You may split a multi-CE course among subject areas; enter the course multiple times, adding Part 1, Part 2, etc. 更改标题,并更改每个主题区域和CEs的数量. To report:

  • Reading CEs, 在“赞助单位”中列出出版社/出版物,在“项目名称”中列出图书/杂志名称或作者姓名."
  • Writing CEs,在“赞助单位”中列出出版社/出版物,在“项目名称”中列出图书/文章标题."
  • Teaching/presenting CEs, 请在“资助单位”中列出学术机构/主办机构,在“项目名称”中列出课程/报告名称."
  • Pro bono service CEs, 在“资助单位”中列出协调机构,在“项目名称”(债务管理)中列出服务类型, budget planning, mortgage or college savings plan evaluation, retirement checkup, etc.).

您可以随时使用在线CE记录中课程旁边的按钮编辑或删除自我报告的课程.

Reports. 在页面的顶部,你会看到查看/打印三个报告的选项:

  • Current Summary Report (your CE summary for the current cycle, 在第一个表中包括您的特定核心领域需求/进展). 您输入的CEs可能需要4-5分钟才能在总结报告中进行统计.
  • CE Report (details all credits earned for a specific time period).
  • CFP® Board Report (显示通过澳博app获得的CFP®学分,并由澳博app向CFP®董事会报告). 本报告不包括您自己填写的任何CFP®CEs.

当您的总结报告中第一个表的右边一栏的条目都读到“通过”时,您的CEs就完成了,而底部表格右边一栏的条目都是“是”或“否”."

How do I obtain a Certificate of Completion for a 澳博app program?

Certificates of Completion 任何透过澳博app修习的课程,均可使用网上CE记录中课程旁边的“证书”按钮下载/列印. Any CFP® CE credits, NASBA CE学分或IRS注册代理(EA)学分通过澳博app会议提供在证书上注明. For more information on Certificates, call 888-FEE-ONLY, ext. 107, or email the 澳博app Membership Department at 澳博app-CEs@澳博app.org.

What records do I need to maintain in case my CEs are audited by 澳博app?

At the end of each CE cycle, 他们会随机抽取一定比例的成员,对他们的CEs进行审计. 澳博app建议您在两年的CE周期结束后至少保留一份所有CE材料的副本,以防您被选中进行审核. 那些被审计的人必须为每一个报告的CE提交文件. Acceptable documentation includes:

对于32门必修的核心领域课程:出席/完成证书或CFP®委员会颁发的CFP®CE报告.

For the other 28 courses – any of the above, or:

  • 报名费收据,电子邮件注册确认,或参与者议程.
  • Proof of passed quizzes for journals/magazines, one-paragraph summaries of books, copies of published articles, speaker's contract/confirmation/program listings.
  • 对于无偿服务,在为客户保密的前提下,确认任务.

What if I’m having difficulty completing my CEs?

CE extensions. You may request a CE extension application from Heidi Tennant 并在2021年12月31日前完成/提交,以供考虑. Extensions will be until June 1, 2022. Please note that CE extensions are granted for extreme circumstances; acceptable reasons include:

  • ·The critical illness of the member or a close relative,
  • ·Fire or flood damage to the advisor's office,
  • ·Data breaches,
  • COVID-19 hardship, or
  • 其他对会员或其业务造成灾难性影响的事件.

Members approved for an extension may still be included in the required CE audit; members to be audited will be chosen at random in January 2022.

所有获批准延期的成员,均须向澳博app提供其已完成的行政长官文件 by the June 1, 2022, deadline.

Failure to comply. 报称未能在截止日期前完成行政长官资格的成员,将会在一月一日的当周暂停其成员资格, 2022, for the CE deficiency, and consumer and media referrals will cease. 这包括从澳博app的“寻找顾问”(Find-An-Advisor)在线消费者推荐服务中移除. 如预期的那样,没有在“查找顾问”中找到这些顾问后,致电澳博app的消费者将被告知,该成员由于CE缺陷,目前的信誉不佳.

Members who are still CE deficient by April 1, 2022年,他们的会员角色将变更为澳博app会员,并且必须放弃作为澳博app注册财务顾问的所有利益和引用.

在2023年续期之前,成员将没有资格恢复澳博app注册财务顾问身份,并且无论何时重新加入,他们都必须满足60-CE的全部要求, with all of the first-cycle subject area requirements. 不符合审计要求的成员将被采取类似的行动.